HomebotHomebot Horizontal Lockup

Buy smart to build wealth faster

👋 Hi, I’m Kreg & Nick The Columbus Team with Lower Mortgage. Please enjoy your free Homebot.

👋 Hi, I’m Kreg & Nick The Columbus Team with Lower Mortgage. Please enjoy your free Homebot.

Know when and where to buy

What if you could find your dream home at a better price in a nearby neighborhood? Explore zip codes by popular market, cheaper buys, & more.

Understand your buying power

Getting prequalified is a must in today’s market. Selling too? Add your home to see its value, and how much cash you could put towards your next home.

Be ready to make your move

Don’t miss out on your dream home because you’re unprepared. Be a competitive buyer by getting prequalified and double checking the market trends.

US FlagTrusted by millions of home buyers nationwide

Kreg & Nick The Columbus Team

Branch Sales Managers

NMLS #1641365

614-431-3164[email protected]Website
Lower Mortgage

NMLS #1124061

833-920-2273

8131 Smith's Mill Rd, New Albany, OH 43054

Columbus

500 West Wilson Bridge Rd., Ste 120

Worthington, OH 43085

Terms of Service  |  Privacy Policy

© Copyright 2026. Homebot Inc. All Rights Reserved Homebot™ and the Homebot logo are trademarks of Homebot Inc. Homebot is an unaffiliated business party. Homebot is a service purchased by us to provide to you, our customer.

APR is based on a reasonably current index and margin from the Freddie Mac PMMS. This message is for information purposes only and is not an advertisement to extend customer credit as defined by Section 12 CFR 1026.2 Regulation Z. Program rates, terms, and conditions are subject to change at any time. All examples of potential mortgage products above are estimates for illustration purposes only. All programs and mortgage products are subject to borrower income, credit, and property approval. Not all borrowers will qualify. This is not an offer for extension of credit or a commitment to lend. Home valuations are estimates purchased from a third-party data provider. Actual appraised value at the time of a transaction may vary.

All loans are subject to underwriting or investor approval. Some restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines and products subject to change. Rates and terms may vary depending upon risk analysis, collateral, and other factors. Call 844-645-6937 for details and qualifying information. © 2024 Lower, LLC | NMLS#1124061 | www.nmlsconsumeraccess.com | 2021 Lower Holding Co. Lower is a family of Companies. Conducts business as Lower.com, LLC in 38 States. Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Idaho, Iowa, Kansas, Kentucky, Louisiana, Maine, Massachusetts. Minnesota, Mississippi, Missouri, Montana (Lowerdotcom, LLC), Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma (Lower Mortgage, LLC), Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, and Wyoming. "you're approved" language is for illustrative purposes only. Dependent on Lower’s criteria and other factors bearing on your credit worthiness (including acceptable property collateral, income and employment history). Not all applicants will qualify. Home lending products offered by Lower | NMLS #1124061 | 5950 Symphony Woods Road, Suite 312, Columbia, MD 21044 | nmlsconsumeraccess.org | equal housing opportunity Free Refi for Life: Offer not valid for subordinate simultaneous or HELOC closings and only applicable for first lien mortgage loans originated by Lower. Not applicable to Brokered loans or Reverse mortgages. Offer exclusively waives Lower retained fees, to include origination, underwriting, processing, and administrative fees. Offer not applicable for discount points, or any third-party settlement service fees, such as Title, Settlement, Appraisal, Credit Report, Commissions, or other similar settlement provider fees. Customer must have closed previous first-lien refinance transaction on or after December 1, 2018, with Lower and at least six (6) months prior to any subsequent applications. By refinancing your existing loan, your total finance charge may be higher over the life of the loan. All applications are subject to underwriting and credit approval. Other conditions or restrictions may apply. Call for complete details. Offer only valid at the Direct-to-Consumer Division, 7775 Walton Parkway, 4th floor, New Albany, OH 43054, NMLS #1168557. Offer not available for Washington State consumers. Refinance: By refinancing your existing loan, your total finance charge may be higher over the life of the loan. Reviews: Zillow® is a trademark of Zillow, Inc. Bankrate® is a trademark of Bankrate, LLC. Lending Tree® is a trademark of Lending Tree, LLC. Google® is a trademark of Google LLC. Facebook® is a trademark of Facebook, Inc...